Student/ Working Holiday Insurance
Payment 1 – Before Consult 1
$100 payable before your first clinical consultation.
Insurance rebate: $51.25
Your out-of-pocket cost: $48.75
Payment 2 – Before Consult 2
$295.86 payable before your second clinical consultation.
Insurance rebate: $75.60
Your out-of-pocket cost: $220.26
Payment 3 – Pharmacy Payment
Medication cost: $424.97 (approx)
Insurance rebate: $50 (approx)
Paid directly to the pharmacy after your prescribing consultation.
Medication costs vary depending on your pharmacy.
Summary of Costs
Upfront: $395.86
Total insurance rebates: $176.85
Estimated cost after insurance rebates: $219.01
PLUS+
Medication cost: $424.97 (approx)
What's Included
• 30-min Consult 1 – clinical eligibility assessment
• 40-min Consult 2 – prescribing consultation
• 15-min 14-day follow-up consultation
• 24/7 nursing support throughout your care
• Low Sensitivity Urine Pregnancy Test (LSUP) mailed to your home
• Postage and administration
• GST
What's NOT Included
• Medication cost (paid separately to your pharmacy)
• Ultrasound, if clinically required
• Pathology tests, if clinically required
• Transaction fees (1.7%)
In Australia, most international visitors are required to have private health insurance:
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OSHC (Overseas Student Health Cover) – compulsory for people on student visas.
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OVHC (Overseas Visitor Health Cover) – required for many migrant workers, working holiday makers, and temporary visa holders.
When you access care at Aunty Jane, we use Medicare-billable item numbers. If you hold OSHC or OVHC, you can claim back with rebate with your insurer for the portion of your care that would normally be covered by Medicare. This can include a proportion of costs associated with consultations, pathology, and medication. You simply pay upfront and then submit your invoice to your insurance provider for reimbursement.
Major approved providers include:
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Allianz Care Australia
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ahm OSHC / Medibank
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Bupa
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CBHS International Health
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nib
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PeopleCare
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Australian Health Management (ahm)